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Sr. No.	Topic
1.	What Is Insurance?
2.	What is life insurance?
3.	Why Is Insurance Important
4.	How does it work?
5.	How Can I Plan My Insurance For Different stages Of Life?
6.	What Are The Types Of Life Insurance
7.	What are traditional insurance plans?
8.	What is endowment plan? `
9.	What are ULIPs?
10.	What Is Term Insurance
11.	What is Whole Life Insurance?
12.	What Is Money Back Plan?
13.	What Is Child Insurance Plan?
14.	Why Do I Need A Life Insurance Policy?
15.	Who Should Buy Life Insurance?
16.	How Much Cover Do I Need?
17.	What are Life Insurance Riders?
18.	What do you mean by Sum Assured (S.A.)?
19.	What is a premium paying term (PPT)?
20.	What is a 'Death Benefit'
21.	What are the reasons for the rejection of the claims?
22.	What are the requirements to be submitted in case of a Maturity Claim?
23.	What is meant by settlement options?
24.	What documents are generally required to be submitted in case of death of life assured while the policy is in force?
25.	How can one arrive at the claim amount on the LIC policy?
26.	Who should sign the Discharge Voucher of LIC under varying circumstances?
27.	How can you stay protected with LIC policies if the key person important to your business dies?
28.	What procedure should one follow to obtain a duplicate copy if the original LIC policy is lost?
29.	How should one notify LIC in the change in address?
30.	How to maintain all the premium receipts of LIC?
31.	What are the requirements to settle the death claims of LIC policies?
32.	How to ensure that the Form of Discharge of LIC is signed properly?
33.	How to prevent my LIC policy from lapsing?
34.	How can one revive a lapsed policy?
35.	How to arrive at the claim amount on my LIC policy?
36.	When can a nomination be done?
37.	How do I surrender my policy?
38.	How do I revive my policy that has lapsed?
39.	What is nomination of the policy?
40.	Can I change my nomination?
41.	How do I notify my change in address?
42.	What if I forget to make payment?
43.	What If I lose my policy?
44.	Can I assign a policy?
45.	How do I make a maturity claim?
46.	To whom is my death claim amount paid ?
47.	How does the nominee/legal heir make a death claim ?
48.	What additional requirements are there for an accident claim?
49.	What additional requirements are there for a disability claim?
50.	What conditions apply to a policy loan?
51.	How do I surrender my policy?
52.	Do I need to obtain a duplicate copy of my lost policy in case I wish to surrender my LIC policy?
53.	What are the additional requirements to be fulfilled to settle death claims on LIC policies?
54.	What are the requirements to be fulfilled for settling maturity claims of LIC?
55.	What is the procedure for applying for a housing loan against my LIC policy?
56.	What is Assignment of an LIC policy?
57.	What do you mean by a paid-up LIC policy?
58.	How is the Paid-up value of an LIC policy calculated?
59.	What benefits are not accrued to a Paid-up LIC policy?
60.	Should I allow my LIC policy to become a paid-up one?
61.	What is the Free Disability Benefit on LIC policies?
62.	What is the date of commencement of risk for LIC policies?
63.	When do you receive Annuity payments on LIC policies?
64.	Who can attest the discharge vouchers of LIC policies?
65.	Who should sign the Form of Discharge in case of LIC policies?
66.	How can an NRI pay the premium on his LIC policy?
67.	Can NRIs take Foreign-Currency policies of LIC?
68.	What are the types of schemes offered by LIC to NRIs ?
69.	What is Nomination ?
70.	What is an Annuity?
71.	What is the Unit-Linked Insurance Plan (ULIP)?
72.	Who are Insurance Brokers?
73.	Which policy qualifies for Bonus eligibility?
74.	What is the Double Accident Benefit (DAB) on LIC policies?
75.	What are Loyalty Additions on LIC policies?
76.	What is Surrender Value?
77.	What are the conditions under which my LIC policy may lapse?
78.	Is there a difference between an Agent and a Broker?
79.	Is there any other benefit of buying insurance other than the risk cover?
80.	What do you mean by Guaranteed Additions on LIC policies?

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We may collect the following personally identifiable information about you:

name
email address
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demographic profile (like your age, gender,occupation and education);
financial information (like annual income or insurance policy number); and
opinions of features on our websites.

Who collects the information?

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We will collect personally identifiable information about you only as part of a voluntary registration process.

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Generally, we use anonymous traffic information to:

remind us of who you are in order to deliver to you a better and more personalized service from both an advertising and an editorial perspective
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track your session so that we can understand better how people use our sites

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Policy Updates

We reserve the right to change or update these policies at any time upon reasonable notice, effective immediately upon posting to this site.

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Disclaimer of Warranties

This site is the responsibility of www.joshifinancial.com

We want you to

feel comfortable using our web sites
feel secure submitting information to us
contact us with your questions or concerns about privacy on this site
know that by using our site you are consenting to the collection of certain data

web server and stored on your hard drive
an IP address, assigned to the computer which you use
the domain server through which you access our service
the type of computer you're using
the type of web browser you're using

We may collect the following personally identifiable information about you:

name
email address
ZIP/Postal code
demographic profile (like your age, gender,occupation and education);
financial information (like annual income or insurance policy number); and
opinions of features on our websites.

help us provide personalized features
tailor our sites to your interest
get in touch with you when necessary

We use contact information internally to:

direct our efforts for product improvement
contact you as a survey respondent
notify you if you win any contest; and
send you promotional materials

Generally, we use anonymous traffic information to:

remind us of who you are in order to deliver to you a better and more personalized service from both an advertising and an editorial perspective
recognize your access privileges to our Web sites
make sure that you don't see the same ad repeatedly
help diagnose problems with our server
administer our Web sites
track your session so that we can understand better how people use our sites

With whom will your information be shared?

We will not disclose any of your personally identifiable information to third parties unless:

we have your permission
special circumstances such as compliance with legal authorities
require disclosure

Location

PLOT NO - 100
SECTOR 43,
GURGAON HARIYANA,
PIN CODE - 122009

ABHAY SINGH MARKET MG ROAD,
SUKHRALI, SECTOR 17 C,
GURGAON - 122001

MOBILE

+91 9911505309 / +91 9911165309

MORE INFO

Policy Servicing No. 8851247440

EMAIL

licjoshi05@gmail.com

Krishna@joshifinancial.com